Austin workers comp lawyer Aaron Allison explains the difference between a workers comp and third party claim and why you would consider each one. For more information, call (512) 474-8346.
Workers comp only pays a portion of your lost wages. Workers comp pays most of the medical. Under workers comp, in workers comp provides an impairment rating at the end of your treatment which pays a small amount of money but it in no way fully compensates the injured worker at all. To obtain more compensation for the injury sustained, it’s always a good idea to look at a different avenue of recovery, which would be a negligence claim against the negligent party and approaching their insurance company for a settlement. Workers comp alone has a set amount of benefits based on an average of what the injured employee made called the average weekly wage, so there is a finite amount of benefits, very narrow amount of benefits you can get in a subscriber claim for an injured worker and a third-party negligence claim. It’s much more lucrative depending on the injury, depending on the level of negligence and the injury sustained, then you can achieve a result which is the award. What workers can’t provide some compensation so if, an if you’re injured and you may have a third-party negligence claim, you absolutely want to look at that as an avenue of recovery to compensate yourself for the injury, because you’re not going to get full compensation under the workers comp system, under a straight workers comp case. For more information, go to AaronAllisonLawFirm.com.